Finance Our Way

  When you embrace the bald look, your scalp becomes more exposed to the sun, making it important to adopt the right skincare and grooming routine. Without hair to protect your head, your skin is left vulnerable to the sun's harmful rays. This guide will help you choose the best sunscreen for men, along with other bald scalp care products to ensure your head remains healthy and smooth. Why Sunscreen is Crucial for Bald Men Your scalp, like your face, is made up of delicate skin, and without the protection of hair, it’s at a higher risk for sunburn, premature aging, and even skin cancer. Exposure to UV rays without proper protection can cause painful sunburns, drying, and long-term skin damage. That’s why it’s essential to choose sunscreen for men , designed specifically for your bald scalp. Regular application of sunscreen with high SPF helps shield your head from harmful UV radiation, ensuring your skin stays healthy. Choosing the Best Sunscreen for Your Bald Scalp Not just any su...

In the hustle of daily life, it’s easy to feel overwhelmed and disconnected. Mindful breathing offers a simple yet powerful solution to restore clarity and calmness. By focusing on your breath, you can quiet your mind, center yourself, and gain greater control over your emotions. This practice is accessible to everyone and can be integrated into any routine. What Is Mindful Breathing? Mindful breathing is the practice of paying deliberate attention to your breath as it flows in and out of your body. Unlike ordinary breathing, which is automatic, mindful breathing involves active focus and intention. This technique not only calms the nervous system but also enhances your connection to the present moment. The Science Behind Mindful Breathing Breathing directly influences the body’s stress response. Shallow, rapid breaths are linked to anxiety and heightened alertness, while slow, deep breaths activate the parasympathetic nervous system, which promotes relaxation. Mindful breathing shifts...

The third quarter of 2025 has been remarkable for one of India’s prominent non-banking financial companies (NBFC). Poonawalla Fincorp has achieved significant milestones, reinforcing its position in the financial sector. From record disbursements to an ambitious roadmap for expansion, the company’s recent performance reflects its commitment to growth and innovation. Record Disbursements and Financial Strength Poonawalla Fincorp recorded total disbursements of ₹7,150 crore in Q3 2025, marking a substantial increase from the previous quarter’s ₹6,313 crore. This upward trend demonstrates a consistent growth strategy and highlights the company’s ability to meet the evolving demands of its customers. Additionally, its Assets Under Management (AUM) saw a notable 9% growth on a quarter-on-quarter basis, reaching approximately ₹30,950 crore. These figures not only showcase financial stability but also signal a growing trust among its clients and stakeholders. The company’s liquidity position...

In the pursuit of big dreams and milestones, we often overlook the beauty in the small, everyday moments. Yet, it’s these little things that truly make life meaningful. A cup of tea on a rainy day, a smile from a stranger, or the sound of birds in the morning—these simple joys are what give life its depth and color. Why Little Things Matter Life is made up of countless small moments. While we tend to focus on achieving big goals or reaching major milestones, it’s the seemingly insignificant moments in between that shape our days. These little things anchor us in the present and remind us to appreciate what we have. Finding joy in the little things doesn’t mean settling for less. Instead, it’s about recognizing the beauty in what’s already around you, even as you work toward your bigger aspirations. Examples of Life’s Little Joys A Good Morning Start Waking up to sunlight streaming through your window or savoring the quiet of the early hours can set a positive tone for the day. Simple ...

Health is the cornerstone of a fulfilling life. It encompasses physical, mental, and emotional well-being, all of which are interconnected. While it may seem complex, achieving good health boils down to consistent habits that support the body and mind. The Foundations of Physical Health Physical health is the most visible aspect of overall well-being. It includes the body’s ability to function effectively and maintain energy throughout the day. Here are some key components: Nutrition A balanced diet rich in fruits, vegetables, whole grains, lean proteins, and healthy fats provides the nutrients needed for optimal function. Avoiding processed foods and excessive sugar can prevent chronic illnesses like diabetes and heart disease. Exercise Regular physical activity strengthens muscles, improves cardiovascular health, and boosts mood. Aim for at least 150 minutes of moderate exercise weekly, such as walking, swimming, or yoga. Sleep Sleep is the body’s natural way of repairing and rest...

Non-Convertible Debentures (NCDs) are gaining traction as a preferred financial instrument, offering a structured approach for companies to raise capital while providing fixed-income opportunities for investors. These debt instruments, unlike convertible debentures, cannot be converted into equity shares, making them ideal for those seeking predictable returns. Recently, the issuance of NCDs by various companies has shed light on their critical role in financial planning. Breaking Down Non-Convertible Debentures NCDs are fixed-income instruments issued by companies to meet various financial needs. They offer periodic interest payouts, known as coupon payments, to investors. These payouts are predetermined, making NCDs an attractive choice for individuals seeking steady income. Typically, they are issued for a specific tenure, after which the principal amount is returned to the investor. One key feature of NCDs is their classification as secured or unsecured. Secured NCDs are backed by ...